Can you rely on the inspection made by your mortgage lender?
This is not advisable. The valuation that your mortgage lender requires is not a survey. It is only a property inspection to enable the lender to decide the amount and terms of any loan. Having your mortgage approved does not mean that the property does not have defects. In order to gain peace of mind, and have confidence in your purchase, we recommend you commission a more ‘in-depth’ RICS Homebuyer Survey & Valuation.
What if the property is furnished?
Our Surveyors don’t have X-ray eyes, but their experience may still enable them to identify problems which require further investigation. In any case, the outside of the property and the loft space often give as many clues to defects as the inside. If in doubt – have a Survey.
How quickly can I get a survey?
In certain areas, we guarantee you will receive your completed RICS HomeBuyers Report in just 5 days*. To check if the property you want to buy is within the areas covered by this guarantee, click here.
Who Else Uses DB Roberts Survey Centre?
We act as surveyors and valuers for the majority of national and regional banks and building societies – including many of the ‘household names’ with which you will be familiar. They rely on the advice and expertise of our surveyors in deciding whether to accept properties as being suitable for mortgage lending. For such major decisions, the lenders have to be totally satisfied with the skills, knowledge and professionalism of the surveyors they use.
Will I Get Value For Money?
The relatively small price that you will pay for a RICS HomeBuyer Report might save you thousands of pounds in repair bills if defects go un-noticed until after you purchase the property. Since the Survey also includes a valuation, many clients find they are able to negotiate a price reduction as a result of it. On the other hand, buyers who rely only on the lenders inspection can end up with unexpected repair bills after moving in, putting things right which would have been picked up during a proper survey.
Where do DB Roberts carry out surveys?
Our Surveyors cover the whole region in which we have estate agency branches – Shropshire, Staffordshire and the West Midlands – and beyond. Simply click here to check by postcode or map, the areas which we cover.
And If Something Should Go Wrong?
Each year we sell, let and survey hundreds of properties and most of our clients are more than satisfied. But once in a while, we don’t quite get things right – we’re only human after all. Like you, we prefer to resolve any issues with you in an open and friendly way; but, if we can’t, we are happy to offer you free access to independent determination of your complaint. We can’t be fairer than that.