RICS HomeBuyer Report
The valuation that your mortgage lender requires is not a survey, it is a property inspection undertaken for the sole purpose of deciding the amount and terms of any loan. In order to gain peace of mind and have confidence in your purchase, you need a more ‘in-depth’ RICS HomeBuyer Report. This is a survey on all visible parts of the property, carried out solely for your benefit as our client. The report will help you make an informed judgement on your chosen property before entering a final commitment to buy. It will advise you of any urgent or significant defects, whether it is a reasonable buy at the agreed price and what to do before you exchange contracts. Click here to see a sample report form…
Private Valuation Report
A basic low cost valuation based on a brief inspection of the property. This concise report is prepared to mortgage valuation standard as provided to lenders such as banks and building societies, but it is NOT a survey.
Valuations For Matrimonial Purposes
Our experienced Chartered Surveyors can provide a competent, informed and reliable written valuation to solicitors or private clients for matrimonial purposes. We offer a discreet and professional service in circumstances where the value of shared property may be of considerable importance.
The responsibility rests with executors to accurately assess the value of property forming part of a deceased estate, as such matters can have considerable bearing on duty payable etc. As valuations may be challenged, it is essential to have a reliable written valuation, with supporting evidence, provided by an experienced Chartered Surveyor. We offer a sympathetic and discreet service at all times.
A Building Survey is a comprehensive inspection suitable for all properties, but especially for
- Listed Buildings
- Older properties
- Any building constructed in an unusual way, regardless of its age
- Properties you are planning to renovate or alter in any way
- Properties that already have extensive alterations
The survey is a detailed examination of all accessible parts of the property and can be tailor-made to suit your requirements. A Building Survey includes details of:
- • Major and minor faults
- • The implications of any possible faults
- • Results of any testing of walls for dampness
- • Comments on damage to timbers including woodworm or rot
- • Comments on the existence and condition of damp-proofing, insulation and drainage (although drains are not tested)
- • Technical information on the construction of the property and details about materials used
- • Information on the location
- • Recommendations for any further special inspection