Why the 4% Mortgage Rate Matters

A mortgage rate of 4% can make a big difference to your monthly payments and overall borrowing costs. Lower rates often mean more affordable repayments, which could allow you to consider properties that were previously just out of reach. For those in Shrewsbury, Telford, Stafford, Wolverhampton and the nearby towns, it could be the perfect opportunity to make your move.

Calculate What You Can Afford

At DB Roberts Estate Agents, we make it easy to see what a 4% mortgage rate could mean for you. Our online mortgage affordability calculator lets you quickly estimate what you could borrow based on your income, outgoings and deposit. It’s a simple first step to planning your next move.

Talk to Our Expert Advisors

Understanding your mortgage options can feel overwhelming, but our team is here to help. Whether you’re thinking about buying your first home in Telford, upgrading in Shrewsbury, exploring investment opportunities in Wolverhampton or buying a second home in Stafford, our advisors can guide you through the process. We’ll discuss your individual circumstances and show you how a lower mortgage rate could benefit your plans, whatever they may be.

Why Now Could Be the Right Time

With interest rates now at 4%, the lowest we’ve seen in 2 years, many buyers in Stafford, Shrewsbury, Telford, Wolverhampton and surrounding areas are revisiting their options. Even if you’re not planning to move immediately, checking your affordability can give you confidence and flexibility for the future.

Get Started Today

Take advantage of the current mortgage environment by using our online mortgage affordability calculator or speaking to one of our experienced advisors. DB Roberts Estate Agents are here to help buyers and investors across Shropshire, Staffordshire and the West Midlands navigate the property market and make informed decisions.